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Please read the following terms and conditions (“Terms and Conditions”) carefully before using this Web site (“Site”).

Demma Wealth Management, LLC DBA Demma-Novak Wealth Management (DWM, LLC) is an Ohio registered investment adviser located in Beavercreek, Ohio. DWM, LLC and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon Ohio registered advisors and by those states in which we maintains clients. DWM, LLC may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notification requirements. Important information describing DWM, LLC’s business operations, services, and fees can be viewed on the SEC’s website at DWM, LLC will provide its Form ADV disclosure brochure, which serves as the firm’s disclosure document, to all clients. Copies are also available to interested parties upon request.

This Site is published in the United States for residents of the United States. DWM, LLC is not soliciting business in international jurisdictions where it is not registered.

Past performance is not indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by DWM, LLC) made reference to directly or indirectly by DWM, LLC in its website, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s).

Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including investment strategies detailed on this website by DWM, LLC will be either suitable or profitable for a client's or prospective client's portfolio and may result in a loss of principal. Accordingly, nothing on the DWM, LLC website should be constructed as a solicitation or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. DWM, LLC does not render or offer to render personal investment advice or financial planning advice through our website. DWM, LLC’s specific advice is given only within the context of our contractual agreements with each client. The DWM, LLC website is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. Advice may only be rendered after delivery of the Form ADV disclosure brochure and the execution of an investment management agreement by the client and DWM, LLC.

Our website is provided to you without charge as a convenience and for your information only. By providing access to our website content, we do not warrant or represent that:

  • The content is accurate or complete;
  • The content is up-to-date or current;
  • We have a duty to update any content;
  • The content is free from technical inaccuracies or typographical errors;
  • Your access to our website will be free from interruptions, errors, computer viruses, or other harmful components.

We do not assume any liability for these matters. In other words, you use our Web site at your own risk. Under no circumstances, including but not limited to negligence, shall we be liable for any direct or indirect, special, incidental or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the content of this Web site, even if one of our representatives has been advised of the possibility of your damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

This site may provide, or third parties may provide, links to other websites or resources. DWM, LLC has no control over such sites and resources, is not responsible for their availability, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from them. DWM, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of such sites or resources. Your use of such sites or resources shall be subject to the terms and conditions set forth by them.

DWM, LLC makes no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Website or incorporated therein. All such information is provided solely for convenience and all users should be guided accordingly.

DWM, LLC ADV 2A & 2B 2017 March 2017.pdf


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